Coverage Tailored to Where You Live
A house in the heart of New Glasgow, for example, has different risks than a seasonal cottage on the coast. We don't believe in one-size-fits-all insurance. Our brokers take the time to understand your property to ensure you aren't paying for unnecessary frills but are fully covered for the essentials.
Property Insurance for Every Situation
Homeowners Package
The gold standard for property owners. This covers your dwelling, detached structures (like sheds or garages), personal property, and liability.
Localized Feature: Ask us about Water & Sewer Back-up coverage—essential for many Nova Scotia homes.
Mobile & Manufactured Homes
We are one of the few local brokers with deep expertise in mobile home insurance. We ensure your home and its unique structures are valued and protected correctly.
Condominium & Tenant Insurance
Condo Owners: We cover the gaps between your personal belongings and the building’s master policy.
Tenants: Protect your furniture, electronics, and clothing from fire, theft, or damage, while gaining vital personal liability coverage.
Seasonal & Cottage Insurance
The Northumberland Strait is home to beautiful seasonal residences. We offer specialized policies for cottages and secondary homes that account for periods of unoccupancy.
The "Independent" Choice vs. Call Center Rates
Why go local? When you call a national "direct" insurer, you're talking to a call center in Ontario or Alberta. They don't know the wind patterns of the Maritimes or the specific fire protection zones in Pictou County.
At Atlantic Insurance, we use our Local Knowledge to find discounts and credits that big-box insurers often miss.
Protecting Your Most Valuable Items
Does your standard policy cover your engagement ring or that inherited painting?
Jewelry & Fine Art: We can "schedule" specific items to ensure they are insured for their full appraised value, with no deductible in the event of a loss.